Taking care of your grandmother is a good and noble thing

Hi, how is everyone? I’m Emily & I’m new.

I joined because I am so desperate… Money has me so down I just want to die.

I lost track of my debt since it’s too troublesome and too depressing to make an effort to keep tabs on… it’s somewhere between 7 and 10 thousand. I haven’t made payments in a year or so, and that was on the consolidation plan I had then. I’m only 21 and now I am crewed for life and have no way to go to college or maintain any quality of life. I need a loan but it seems like to get one I’d have to give my legs for collateral. I need help. I am SO desperate! I want to know that there is something out there to help me somehow and I want people to help me figure out what.

Well anyway, this is me. In a busy group it’s hard to keep tabs on messages. There are too many, especially to a busy person like me.
But I try when I can.

Well I don’t know what else to say. Thanks & bye for now.

Let me tell you a little about me because I know how you feel. I live in New York and since the towers fell the employment market here has never been the same. I have been out of work now for almost six months and no prospects are on the horizon. They keep saying that its getting beter but there are so many of us out of work.Work was how I identified myself. But since I have been unemployed I ave found that the 9 to 5 is not who I am. I have discovered new and old interests   have forgotten. I keep searching because I still have to eat and pay rent and uch and I don’t know what else to do.As for you I think like the other memeber of the group said worry about the creditors later; do you and your granmother first. If you feel the need, contact your creditors in writing and tell them your predictament and see what they offer. If it is still something you can’t manage let them know that in writing and then let go and let God. Your focus should be on meeting the essentials (food, light, heat, housing etc.) and getting on your feet.I think expressing yourself here is a good thing to do because when you talk out loud about something your worried about it doesn’t seem so big anymore.

You’re in my prayers and keep writing to the blog I think it can be
a good resource for us both.