This is an illusion and people will get taken in by it…

This is an illusion and people will get taken in by it. Oil prices are being held artificially lower until after the Fall election through the release of emergency oil reserves. Then watch out for the heating season when they plan to make it all back in spades. Best to stock up now and save for the eventual. Many economists expect gas to go to nearly $5 by next summer, especially if we have a go at it with Iran or Venezuela – both likely scenarios.

When I heard them saying that on a morning news show I thought how stupid and who put them up to saying that ? I’m reminded of something my Mom used to say where her children were small “A fool and his money are soon parted” I should have listened to my dear Mom! I’m improving though!

We should all be so embarassed 😎 When I was 45 I asked my dad for a loan that I KNOW he could have afforded and said he could not give it to me. A very good friend came through for me and I was able to keep my house. Sure it might be embarassing, but if I had relatives who could help, I would ask. I understand that is what family is all about (I put it in that way as not my family).

And if you’re into ‘subliminal messages’ TARGET’s new ad has a rock song style singing: “Don’t stop livin’ in the Red” so even though their trademark colour is Red, “Don’t stop livin’ in the Red” can also be “Don’t stop owing to the card …!”
I am working on climbing our family out of debt, but feel like I’m not
getting anywhere.

We make $5700 a month, approximately, to support a family of 8. I
spent a year being so tight that I squeaked with every step (made our
own laundry soap, bought absolutely nothing, etc) – and got really,
really tired of that.

Debt:

Car payments – $480 a month for three cars. We had one sedan each when
we married 18 months ago and had to purchase an SUV in order to
accommodate our new family size after marriage. I am not sure of the
balance owing on two of the cars – the loans are through my
father-in-law. My Chevy Aveo has 4,294.87 owing on it.

Student Loans – $53.913.93 that I know about (my husbands). They have
never been paid on because he ended up with health problems and too
many kids and a non-functional spouse right out of college. I don’t
even know where to begin with them.

Lawyers – $2220.99 that husband owes for custody of his kids and another $8,900 that I owe for custody of my son (trial still pending, so that is due to increase). I do get $480 child support a month, he gets nothing for his kids.

Medical Bills – $3,000 or thereabouts. I have been trying to sort out what we actually owe and what collection agencies are double-billing us for, etc.

Tuition (for me) that was supposed to be reimbursed by my job and was not – $1185.57

A lease fee for an apartment that became not safe for me and I had to flee (related to the ex-spouse) – $1445.04 + whatever exorbitant fees that I stopped keeping track of.

A couple other miscellaneous “dumb” credit accounts (Dell and a Mastercard that I am paying off with savings) – $1000

I make sure we put money in savings with every check and fund our 401K plans. I have done nothing about college funds, but our kids are 10-15 and will need something soon I suppose. We also make sure to tithe.

Currently, I am attempting to put 10% of our checks into debt, but it always seems like we are robbing Peter to pay Paul somewhere and I get discouraged. Help and bother!!!!